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    Medicaid’s Home Care Waivers Can Help You Avoid a Nursing Home, But the Line May Be Long

    The federal government can grant “waivers” to states allowing them to expand Medicaid to include home and community-based services. The downside is that states can limit home care and the wait can be long.  

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    How You Can End Up in Medicare’s Donut Hole, and How You Get Out

    Medicare prescription drug plans can have a coverage gap—called the “donut hole”–which limits how much Medicare will pay for your drugs until you pay a certain amount out of pocket.

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