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    Understanding the Differences Between a Living Trust and an Irrevocable Trust

    Before you commit to adding a trust to your estate plan, make sure you understand the differences between revocable (also called “living”) and irrevocable trusts because each offers advantages and disadvantages, depending on their purpose. 

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    Online Survey Helps Older Adults Assess Their Vulnerability for Financial Exploitation

    All older Americans are vulnerable to financial abuse, but there are circumstances that make someone more likely to be scammed. An online survey can help older adults assess their risk of being exploited based on how they make financial decisions. 

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    Non-Borrowing Spouses of Reverse Mortgage Holders Receive Expanded Protections

    The government has expanded access to protections for spouses of reverse mortgage holders who are not named in the loan document, allowing more such spouses the ability to stay in their home if the borrowing spouse dies or moves to a care facility. 

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    Preserving the Family Vacation Home for Generations to Come

    Summer is winding down and if you are one of the lucky ones, you got to spend some time at a family vacation home. How do you make sure your children and grandchildren can enjoy that second home as much as you did?

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    Britney Spears Case Puts Renewed Focus on Guardianships and Less Restrictive Alternatives

    Britney Spears’s struggle to regain control over her business and personal life shines a spotlight on legal guardianship and alternatives that involve less loss of control over one’s life.

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    Medicaid’s Home Care Waivers Can Help You Avoid a Nursing Home, But the Line May Be Long

    The federal government can grant “waivers” to states allowing them to expand Medicaid to include home and community-based services. The downside is that states can limit home care and the wait can be long.  

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    Make Sure Your Estate Plan and Other Essential Documents Are Safe from Disasters

    In the event you lose your house in a natural disaster or through another calamity, it is important that your estate planning and other important documents are beyond reach and easily retrievable. 

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    How You Can End Up in Medicare’s Donut Hole, and How You Get Out

    Medicare prescription drug plans can have a coverage gap—called the “donut hole”–which limits how much Medicare will pay for your drugs until you pay a certain amount out of pocket.

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    IRS Announces That Face Masks and Related Purchases Are Tax Deductible

    The IRS has announced that the tax deduction for medical expenses includes amounts spent on face masks, sanitizer and other products purchased to prevent the spread of the coronavirus. 

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    Younger Adults Now More Likely to Have a Will, According to Survey

    A new survey has found that motivated in part by the coronavirus pandemic, younger adults are now more likely to have a will than middle-aged adults. Nevertheless, the overall percentage of Americans with a will has dropped over the past several years.  

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